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The world of Accident Benefits is a complicated, highly regulated section of the Ontario Automobile Policy. The Statutory Accident Benefits Schedule (SABS) is a regulation under the Insurance Act of Ontario that details the benefits available to those injured in an accident, as well as the procedures for accessing and handling accident benefit claims. This course is a high-level overview of the SABS and is designed for those who do not work directly in Accident Benefits. We will review the benefits available for those injured in accidents and discuss some claims handling considerations. Having a better understanding of the SABS will help any insurance professional support the policyholders, agents, brokers and others involved in the claims process, and help prepare for the Auto Reform taking effect July 1, 2026.
