Mandatory Auto Coverages Quiz

Is this statement true of false? “Liability coverage protects against legal liability for bodily injury to persons or property damage of others as long as there is no negligence on the part of the owner or operator of the vehicle”

Which type of coverage is described by the following: It responds to a situation where an insured would have been entitled to sue a third party for injuries or property damage, but the third party does not carry valid insurance.

In Ontario, the direct compensation/property damage coverage exists. If the insured driver is considered 50% at fault in the accident, what percentage will be paid out under the coverage?